8 flour tortillas 7-inch
2 tablespoons vegetable oil
1 16-ounce can refried beans
1/8 teaspoon black pepper
8 ounces sharp cheddar cheese shredded (about 2 cups)
1/3 cup green onions sliced including some green, sliced olives or chopped tomatoes
Preheat oven to 450°.
Brush one side of each tortilla with oil. Place oil-side down in a single layer on ungreased baking sheets. Prick well with a fork. Bake for 2 to 3 minutes or until edges are crisp, pricking any bubbles with a fork while baking. Remove from oven.
On each of four tortillas, spread one-fourth of the refried beans. Sprinkle with pepper, then layer in order, 1 tablespoon of the cheese, one of the remaining tortillas and top with one-fourth of the remaining cheese.
Bake for 3 to 4 minutes or until cheese melts. With a sharp knife, cut each into quarters. Sprinkle with green onions, olives or tomatoes.
Serve with guacamole, sour cream and watermelon wedges.