Preheat oven to 375°. Grease a 9 x 5 x 3-inch loaf pan.
In a large bowl, mix flour, potato flakes, Parmesan cheese, baking powder and salt. Stir in Cheddar cheese set aside.
In a small bowl, beat eggs. Beat in milk and butter or margarine. Stir into flour mixture until moistened. Spread evenly in pan.
Bake for 60 minutes or until a wooden pick inserted in center comes out clean. Remove from pan and place on a wire rack. Serve warm or at room temperature.
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